Why Cashflow?
A privacy-first approach to personal finance, powered by your inbox.
Auto Email Parsing
Connect your Gmail and Cashflow automatically detects transactions from bank emails. No manual entry, no data exports — just seamless tracking.
Zero Bank Connections
Your credentials stay on your device. Cashflow reads emails, not your bank account. No direct bank integrations means your financial data stays private.
Rewards Tracking
Track miles, cashback, and points across all your cards. Know exactly how much you're earning from every purchase in every billing cycle.
How it works
Three steps to effortless finance tracking. No bank passwords required.
Connect Gmail
Link your Gmail account with one tap. Cashflow detects transaction emails from your cards and bank accounts, then organizes everything automatically.
Gmail OAuth connection screen
Add Your Cards
Select your credit cards and bank accounts from supported issuers. Cashflow recognizes 10+ cards across major Singapore banks.
Card management — Add Card screen
Let AI Do the Work
Transactions are automatically classified with on-device AI. Track spending, rewards, and trends without lifting a finger.
Transactions list with AI-powered categories
Your privacy comes first
Cashflow is designed so your financial data stays yours. No bank integrations, no cloud processing, no compromises.
No Bank Connections
Unlike other finance apps, Cashflow never connects to your bank. We read transaction emails, not your account.
Device-Edge AI
Transaction classification runs on your device using on-device machine learning. Your financial data never leaves your phone.
Credentials Stay Local
Gmail OAuth tokens are stored securely on your device only. Cashflow servers never see your email credentials.
Supported cards & banks
Cashflow supports credit cards and bank accounts across major Singapore banks, with more on the way.
UOB
Accounts
- UOB One Account
- UOB Stash Account
Cards
- UOB ONE CARD
- UOB LADY'S CARD
- LADY'S SOLITAIRE CARD
- UOB PRIVMILES
- PREFERRED PLATINUM VISA
OCBC
Accounts
- OCBC 360 Account
- OCBC Frank Account
Cards
- OCBC 365 Card
Citibank
Accounts
- Citi MaxiGain Account
Cards
- Citi PremierMiles
- Citi Rewards Card
DBS
Accounts
- DBS Multiplier Account
- DBS My Account
Cards
- DBS Yuu Card
- DBS Woman's World
Simple, transparent pricing
Start free, upgrade when you need more power.
Free
- Up to 5 credit cards
- 2 bank accounts
- Email transaction parsing
- Monthly spending overview
- Billing cycle tracking
Plus
- Everything in Free
- Unlimited cards & accounts
- Advanced transaction classification
- Miles & cashback tracking
- Priority support
Get early access
Cashflow is launching soon. Join the waitlist to be the first to know.